One night, listening to the sounds of.. stuff, I realized that my (startling) amount of overdue homework seems to have a correlation to an adult's pool of debt ("the pool came with a free deck chair, and that was just too much of a deal to pass away").
First comes the relaxing. Playing videogames instead of doing the homework, or buying that new videogame with a credit card (the latter being the "debt" scenario). Days after the due date, the student might start to work on the project, trying to make it better than before, to compensate for late marks off. In the case of debt, one would try getting a raise, and working harder to pay off what has accumulated. Meanwhile, the debt/homework starts to pile up over time through interest or school. The student/adult will try to work harder to pay off their debts, but by persisting in their ordinary activities, the work never compensates to the debt.
And so a vicious cycle has begun, and the only way to change it is to change our day to day activities.
Just a thought. I hope it's enlightening in some way.
